#go TotalProtect Cancer
Product Review
5.0
Introduction
#go TotalProtect Cancer is a non-participating term plan that provides coverage against early, intermediate, and advanced stage cancer, as well as multiple payouts for advanced stage cancer that is newly diagnosed, or has spread, persisted, or recurred.
How it Benefits you?

Coverage Benefit

  • 100% of sum assured will be payable in the event of diagnosis of early cancer during the policy term.
  • 150% of sum assured will be payable in the event of diagnosis of advanced Major cancer during the policy term (less any early cancer claim).
  • Additional monthly income benefit of 2% of sum assured for 25 months upon advanced Major Cancer diagnosis
  • Persistent Advanced Stage Cancer benefit: A maximum of 2 claims can be made under Persistent Advanced Stage Cancer Benefit.
  • Cancer wallet benefit
  • ICU Admission benefit

 

Policy details

  • Death Benefit: $10,000

  • Choice of sum assured: $50,000 - $500,000
  • Choice of policy Term: 10/15/20/25/30/ Till age 75/ Till age 85
  • Option to add in Premium waiver

 

What we like about the plan?

1. Additional monthly income benefit of 2% of sum assured for 25 months upon Advanced Major cancer

 

2. Persistent Advanced Stage Cancer benefit:
If the life assured suffers Persistent Advanced Stage Cancer after successful admission of claim on Advanced
Stage Cancer Benefit, we will pay additional 100% of the basic sum assured in one lump sum, subject to a
maximum claim limit
Persistent Advanced Stage Cancer means:
(a) an Advanced Stage Cancer exists at, or after two (2) years from the date of diagnosis of the preceding
Advanced Stage Cancer, for which the life assured is receiving Cancer Treatment; or
(b) the life assured has Terminal Cancer at, or after two (2) years from the date of diagnosis of the preceding
Advanced Stage Cancer.

 

3. ICU Admission benefit:
After a claim on Advanced Stage Cancer Benefit is admitted or becomes payable under the basic plan, and while
the basic plan is in force, if the life assured is admitted to an Intensive Care Unit (ICU) and treated with
continuous life support medical devices in a hospital for a total of 120 hours or more consecutively in one (1)
admission, we will pay an additional 50% of the basic sum assured, subject to a maximum amount of SGD50,000
per life.

 

4. Cancer wallet benefit:
The plan will indemnify Medically Necessary expenses incurred for Cancer Supportive Therapy, subject to maximum reimbursable amount of SGD5,000 per annum, and
a maximum of SGD25,000 per life.
Cancer Wallet Period means a continuous period of 5 years starting from the date of diagnosis of Advanced Stage
Cancer, and the date of admission of the first claim on Persistent Advanced Stage Cancer Benefit.

 

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