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Raffles Shield
Product Review
4.0
Introduction
Raffles Shield is a medical insurance plan, which helps to cover the cost of surgical, hospitalisation and other medical needs by reimbursing for your expenses. The level of benefits covered depends on the plan that you choose.
How it Benefits you?

Coverage and Benefits

  • Policy Year Limit: Up to $1,500,000
  • Getting the treatment authorized prior to your hospital admission to ensure a smooth claim procedure
  • Key Rider to cover for deductible and co-insurance of 5%

  • Payor waiver premium*

  • Eligible for Singaporeans, PR, and also Foreigners
What we like about the plan?

1. May cover individuals with chronic conditions such as Diabetes, Hypertension or high cholesterol (Main plan only)

 

2. *Waiver of Premium for Insured in the event of Death/TPD of the parent (payor)

 

3. High pre and post hospitalisation coverage

 

Case Studies

Mr Tan, a 46-year old was diagnosed with Coronary Artery Disease.

Doctor recommended him to undergo Coronary Angioplasty (PTCA) procedure.

Mr Tan was admitted at A class ward in public hospital and his bill was $36,500.

 

Source: Raffles Shield

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